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How the Greats Manage Market Volatility
Seeing your investment portfolio drop can feel quite unsettling, particularly as global markets react to rising energy prices and geopolitical tensions. While the headlines might suggest it is time to panic, history often tells a far more optimistic story for those who stay the course. Rather than making hasty decisions based on short-term fear, we can look to the enduring wisdom of legendary investors like Warren Buffett and Peter Lynch to help frame our thinking. By understanding how these experts approach market volatility, you can transform a period of uncertainty into a clear strategy for protecting and growing your wealth over the long term.
The End of an Era for Negative Gearing?
For decades, negative gearing and the capital gains tax (CGT) discount have shaped the way Australians invest in property. Recently, with the Federal Government reviewing these policies ahead of the May 2026 budget, we could be looking at significant reform. In this article, we examine the proposed changes, including caps on investment property deductions and reductions to the CGT discount, while exploring the competing arguments from both sides of the housing debate. Whether you are saving for your first home or managing a rental portfolio, read on to find out what these potential tax shifts could mean for you and why they are happening.
Defining Your Retirement Readiness
Deciding to retire is rarely a single "eureka" moment. While your bank balance provides the foundation, being truly ready is just as much about your headspace and your daily routine as it is about your superannuation. In our latest piece, “Defining Your Retirement Readiness”, we look beyond the "magic number" to help you evaluate the emotional and practical shifts that make for a confident transition. It’s about ensuring your next chapter is as rewarding as the one you’re closing.
Financial Calendar from Roses to Tax Time
By mid‑February the roses are wilted, the chocolates are gone and the Valentine’s charges are sitting stubbornly in your banking app alongside higher groceries, power and mortgage repayments. Instead of feeling guilty about one night out, this is the perfect moment to sketch a simple 2026 money calendar that actually fits real life in Australia – school terms, rate changes, Black Friday sales, tax time and Christmas – so you make a few well‑timed moves across the year that leave you feeling more in control and less blindsided by the next big bill.
