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Strengthening Your Position for 2026
With the first RBA meeting of the year just around the corner on 3 February, there is plenty of speculation regarding interest rate paths. However, the most successful investors and households don't spend their energy trying to predict the unpredictable. Instead, they focus on resilience. This means structuring their finances so that they remain in a position of strength, regardless of what the headlines say.
Habits to Build vs Habits to Break Wealth
Most financial success isn't the result of one lucky break or a single "win" on the market. Instead, it’s built on the small, repetitive choices you make every day. As we move further into 2026, let’s analyse which behaviours are helping you grow and which might be quietly holding you back.
The Mid-January Financial Reset
Welcome back! It’s wonderful to be writing to you again as we kick off a brand-new year of financial updates. I hope you had a relaxing break and a fantastic start to 2026. By the third week of January, the initial excitement of New Year’s resolutions often starts to fade. If your financial goals feel a little harder to stick to than they did on January 1st, don’t worry, you’re certainly not alone. Now is the perfect time for a "mid-month reset" to ensure your bank balance and your goals are heading in the right direction for the rest of the year.
High-Level Financial Objectives for 2026
As the year wraps up, it's the ideal moment to transition from day-to-day money management to strategic wealth building. If you're currently generating strong income and have achieved basic financial security, your 2026 goals should centre on optimisation, expansion, and protection. We'll use the S.M.A.R.T. framework to set some sample goals that could move you closer to financial independence or early retirement.
